22 Aug Best Air Miles Credit Cards in the UK
Travel hacking has become something of an obsession among frequent fliers in America, as the prevalence of loyalty programs there has made it easy for savvy individuals to earn points that can be redeemed for free/very cheap flights. Over the years, a similar network of programs and credit cards have emerged in the United Kingdom, allowing well-traveled Brits to assemble a sizable balance of points that can help them save a ton of cash on travel as well.
In this blog, we’ll share a few cards with generous bonuses and earning ratios that will get you close to taking the dream trip you have always fantasized about.
American Express British Airways Premium Plus Card
Run plenty of spending through your credit cards on a monthly basis? If so, acquiring the American Express British Airways Premium Plus Card will allow you to amass a ton of air miles very quickly, as it offers three Avios points for every £ spent on British Airways flights and holidays and 1.5 Avios points for every £ spent on other expenses. If you charge £3,000 within the first three months, you will get a bonus of 25,000 Avios points, making it easier to book that flight in business or first class.
Furthermore, those who put £10,000 on their card during their first calendar year will earn a companion fare that will allow them to take their partner or a friend on one of their flights. Its high annual fee (£195) and high representative annual percentage rate are drawbacks for those on a tighter budget, though, so if you feel economically constrained in any way, this card may not the best choice.
American Express British Airways Card
While the AMEX BA Premium Plus Card is a tad too pricey for cost-conscious consumers, the American Express British Airways card still provides a way to begin accumulating Avios points. There is no annual fee, those spending at least £1,000 in their first three months will receive 5,000 bonus Avios points and every £ spent yields them at a ratio of 1:1.
The Virgin Atlantic Black Credit Card
If you are more a fan of Sir Richard Branson’s airline, there is no better way to earn air miles than by using The Virgin Atlantic Black Credit Card. It may have a hefty £140 fee, but the benefits begin from the second you make your first purchase – as long as you do this within the first 90 days of being a customer, you’ll earn 18,500 Flying Club points. Spending on Virgin flights and holidays yields points at a 4:1 ratio, while all other spending racks them up at a ratio of 2:1. If you manage to put £7,500 on your card within the calendar year, you’ll receive a companion pass, so if you want to treat your loved ones to a free flight, this card definitely wins out over BA’s flagship offering.
MBNA/AAdvantage Credit Card
If you fly frequently to the United States, acquiring a card that allows you to earn points you can use on its airlines is a move you’ll want to make. The MBNA/AAdvantage Credit Card allows you to do just that, as it gets you points which can be redeemed for flights on American Airlines. It boasts no annual fee, making it a great option for those minding their pence, and with 5,000 points gained on sign up and an earn rate as great as 2:1, you’ll make great head way towards earning that flight in first class.