14 Aug The Best Air Miles Credit Cards in the US
America has one of the most competitive airline industries in the world, as it has numerous legacy and low cost carriers which fight amongst each other, creating a great market for consumers. In an attempt to win the business of customers, most airlines have created loyalty programs that allow the accumulation of points when they spend money using their credit card or one they are allied with.
Unfortunately for the consumer, there is so much choice it can be hard to figure out which card is best for them. In this article, we’ll list off points cards that offer some of the best deals currently available on the market.
Chase Sapphire Preferred Card
While earning points for free or cheap flights in business/first class are some of the most celebrated aspects of having a rewards card, other expenses such as hotels and car rentals don’t get paid as much attention by these programs. Furthermore, many cards are linked to a single airline or air alliance, limiting choice when it comes to flights you want to take.
For these reasons, we like the Chase Sapphire Preferred Card, as points accumulated through it can be redeemed through a wide slate of airline loyalty programs, including the likes of Virgin Atlantic, British Airways, United, and Southwest. You can also use earned points on rental cars, hotel rooms, and cruises, giving this Chase card a flexibility that many of its competitors lack.
Points are earned at a 2:1 ratio when you spend on flights and order meals in restaurants, and at a 1:1 ratio for all other purchases, and if you charge $4,000 in purchases in your first three months as a customer, you’ll earn 50,000 bonus points (redeemable for $625 worth of travel).
Southwest Rapid Rewards Premier Credit Card
If money is tight, but like to hit the road whenever you can afford it, the Southwest Rapid Rewards Premier Credit Card is one of the best pieces of plastic you can have in your wallet. It will help you out in a number of ways: first of all, you only have to spend $1,000 over three months to unlock the 40,000 point bonus available after sign up. Additionally, Southwest gifts you 6,000 points as an anniversary bonus every year that you are a member, and when you use your card abroad, they charge no foreign transaction fees.
With no blackout dates, seat restrictions, and no expiry dates on point balances, this is a wonderful points card for the frugal traveler.
British Airways Visa Signature Card
If you travel internationally on a frequent basis for business or pleasure, there are few cards better than the British Airways Visa Signature Card. While the fact they don’t assess foreign transaction fees and grant 50,000 points after sign-up (minimal spend, $3,000 over three months) plays in their favor, its the additional reward points they give for higher spends that makes it a valuable card to have.
If you charge $10,000 in your first year, you get an additional 25,000 points, and you get 25,000 more if you put $20,000 on your card during that time. If you make it to $30,000, you’ll get a free ticket you can use to bring a friend or family member with you on trips booked using Avios points, and unlike the previous reward tiers, this one is available every year.